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 |  | | Feature Home - Magnificent | |
 34 Whitbay, West Orange Twp, NJ Over $100,000 of upgrades define this magnificent Delano1 model and the location is unbeatable. Views of trees and natural woods from every window set this unit apart from the others. And it is just a short walk to the Club House where you can swim, play cards or tennis. Some of the upgrades include a complete molding package with chair rail in the dining room, granite counter tops on the kitchen counters and master bath, upgraded cabinets throughout, the butler's pantry, the kitchen and all the bathrooms. The kitchen has a ceramic tile floor and a fireplace. Its gourmet kitchen appliance package make this kitchen a pleasure to work in for anyone who cooks. And you can listen to music while you work with the built in stereo system. The central vac, upgraded heating and air conditioning create an ease of living that is rarely found. There is a see- thru fireplace in the kitchen and family room as well as in the master and master sitting room. And the large master suit is one of the key attractions to this Delano model. Two huge closets, a sitting room, and a master bath fit for royalty characterize 34 Whitbay.Having company stay over? They will enjoy themselves in their bedrooms with private baths and large closets. Every room has additonal electrical high hats and all the bedrooms are wired for ceiling fans. Click "Push To Talk" above for further details. 
Buying and selling a home is one of the biggest events in your life. As an expert real estate agent in Short Hills, Millburn, Livingston, Summit, and Chatham, I have the experience and track record you are looking for. Contact me now.
- Roni Chasin |

Cosmetic Improvements >Cosmetic Flaws
Many buyers make home buying decisions based primarily upon emotional reactions to the homes we show them. A freshly-painted house with clean windows and waxed floors will sell for top dollar, while a nearby home which needs a lot of cosmetic attention may languish on the market, even with a much lower asking price.
If you find yourself in the position of comparing two such houses, put your imagination to work. If the only difference is paint, cleaning, and carpeting (or getting unsightly furniture moved out), remember that these are fairly low ticket items that you would probably choose to do even if the house is in good shape. If you focus your attention on the location and the condition of the structure and the major systems, you may be able to get a "not-very-rough" diamond at a great price. If cosmetic problems make you nervous about the home, the structural inspection can answer most of your questions.
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| Q |
What is a "jumbo mortgage"?
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| A |
The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates. |
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